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Things going on in Twin Falls June 2024

Community, Relocating, Twin Falls / June 4, 2024

Summer is quickly approaching in Twin Falls and the surrounding Magic Valley. If you’re looking for things going on in Twin Falls this June, you’re in the right place. This is my favorite time of year! There are so many different activities to enjoy, from rodeos to farmers’ markets, concerts, and much more.

Top Things Going on in Twin Falls this Month:

Filer Fun Days
Ladies Night Out: Bridesmaids
Twin Falls Market on Main Opens For the Season
HWY 30 Music Festival
Leagcy Fields Cruise-In Night
Parade of Homes
Idaho Regatta

Filer Fun Days

Time: 11:00 A.M. – 10:00 P.M.

Date: Saturday, June 8th

Location: 215 Fair Ave W, Filer, ID

If you’re looking for the ultimate family outing, Filer Fun Days at the Twin Falls County Fairgrounds in Filer, Idaho, is where you need to be! The event offers a thrilling lineup of live music and entertainment. Don’t miss the heartfelt Veterans tribute at noon—a beautiful moment to honor those who have served our country.

Kids will have a blast with bounce houses, balloon animals, a kid’s train, and fun games. There will be delicious food, and adults can relax in the beer garden with local craft beers. Be prepared to be wowed by a mesmerizing fireworks display that lights up the night sky, creating a perfect end to an incredible day. Mark your calendars and join them for an unforgettable family adventure at Filer Fun Days!

Steal This!

Ladies Night Out: Bridesmaids

Time: 6:00 P.M.

Date: Wednesday, June 12th

Location: Orpheum Theatre, 146 Main Avenue North, Twin Falls, ID

Dress to impress in your finest bridesmaid attire and stand a chance to win a fabulous prize from Brass Monkey! This event promises a day filled with fun and surprises, including a VIP Downtown Grab Bag for the first 150 ticket holders, a movie ticket to Bridesmaids, delectable treats at the dessert table, a raffle ticket for exciting giveaways, and a drink ticket to quench your thirst. Secure your spot by purchasing tickets through their Venmo link—$25 in advance or $30 at the door. Don’t miss out on this unforgettable experience!

Twin Falls Market on Main Opens For the Season

Time: 9:00 A.M. – 2:00 P.M.

Date: Saturdays, June 15th – August 31st

Location: Main Avenue, Twin Falls, ID

One of the things going on in Twin Falls this month is The Market on Main, where passionate makers, purveyors of authentic foods, and local artisans converge to showcase their talents. More than just a marketplace, it’s a community event celebrating dreamers, makers, and shakers alike. The Market on Main breathes life into the downtown area by providing a platform for small businesses to thrive while honoring the surrounding businesses that form its backbone. Savor a delicious coffee, groove to live music, and peruse a diverse array of locally crafted goods—it’s the perfect destination to support local talent and immerse yourself in the community spirit. Learn more about Market on Main.

HWY 30 Music Festival

Time:

Date: June 19th – June 23rd

Location: Twin Falls County Fairgrounds, Filer, ID

Get ready for an unforgettable experience at our four-day, family-friendly music festival, where 33 bands will light up a single stage under the open sky. Set in a picturesque location with lush grass and towering trees, this festival is more than just music; it’s about making lifelong memories. Your GA tickets place you right in the heart of the action, front and center! As a family-owned and veteran-owned event, they pride themselves on delivering a unique and welcoming atmosphere.

Here’s a glimpse of thei stellar lineup:

Wednesday (6/19) kicks off with incredible acts like KC Johns, Huser Brother Band, and Mae Estes, building up to our sensational headliner, Morgan Wade.

Thursday (6/20) features a dynamic mix, including JC AllStars and The Lowdown Drifters, with the night culminating in a performance by headliner Shane Smith & The Saints.

Friday (6/21) brings the heat with Taylor Hunnicutt, Joe Stamm Band, and Them Dirty Roses, leading to an electrifying show by headliner Chase Rice.

Saturday (6/22) wraps up the festival with performances from George DeVore, The Castellows, and Muscadine Bloodline, ensuring the grand finale with the incredible sounds of The Steel Woods.

Join them for a festival experience unlike any other, where music and family fun come together to create magical moments. Get your tickets here.

Leagcy Fields Cruise-In Night

Time: 7:00 P.M.

Date: June 23rd

Location: Idaho Central Legacy Fields, Filer, ID

Join them Friday night at Legacy Fields, located at the corner of Hwy 30 and Hwy 93, for an unforgettable movie night under the stars! Arrive early to snag the perfect spot on the grass and soak in the evening atmosphere. Enjoy a blockbuster film on their giant screen, surrounded by friends and family. Don’t miss out on this perfect summer night!

The Parade of Homes

Time: 7:00 P.M.

Date: June 14th – 15th, June 21st- 23rd

Location: Click here to view the properties

Discover the Parade of Homes: Unveiling the Ultimate Showcase of Home Inspiration! Explore exquisite designs, connect with industry professionals, and support the local community. Your dream home awaits! Purchase your tickets.

Idaho Regatta

Time: 8:00 A.M. – 5:00 P.M.

Date: June 27th – June 30th

Location: Rivers Edge Golf Club, Burley, ID

Join them for the 49th annual Idaho Regatta, Idaho’s premier boat race, for a fun-filled weekend with the whole family! Witness the excitement of 10 different classes of race boats, from youth classes to the thrilling 2000-horsepower KRR Racing Runabouts reaching speeds of 140 mph. Bring your EZ-up, lawn chairs, and a cooler with your favorite beverages (no glass, please) to enjoy the spacious viewing area. On-site vendors will provide delicious food and drinks.

They offer plenty of parking, including handicap spaces, with transportation assistance to and from your car. The event kicks off Thursday, June 27th, with a Show & Shine from 6-8 pm at Best Western Plus Burley Inn. Friday, June 28th, features a Boat Parade at 10 am and race testing from 12-5 pm. Join us Saturday and Sunday for a full racing schedule from 9 am-5 pm. Don’t miss out on this exhilarating event!

Hi, I'm Sabrina!

I’m your local Twin Falls real estate agent and soon-to-be friend in real estate! Whether you’re selling or buying, I am here to help my clients achieve their real estate goals. Through strong client advocacy, skillful marketing techniques, exceptional communication, and proven systems, I strive to make my client’s experience as smooth and stress-free as possible.

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The 5 Best Outdoor Activities In Twin Falls

Community, Relocating, Twin Falls / May 27, 2024

Summer is just around the corner, and I am thrilled! Are you excited for the fantastic outdoor activities that Twin Falls has to offer? I can’t wait to share some of my favorite things to do in the city and the nearby areas with you. Be sure to read until the end to discover some of my lesser-known favorites.

Best Outdoor Activities In (and Nearby) Twin Falls:

Kayak/Paddle Board the Snake River at Centennial Park
Visit Shoshone Falls & Hike the Dierke’s Lake Trail
Enjoy a Bike Ride or a Hike Around Auger Falls Park
Play Disc Golf, Take a Walk, and More at Rock Creek Park
Hike By Cows to Vineyard Lake

Kayak/Paddle Board the Snake River at Centennial Park

One of my favorite parts of living in Twin Falls is the easy access to fun activities and minimal travel time. You can enjoy some of the best outdoor activities in Twin Falls within 15 minutes of almost any part of town.

One of my favorite activities is kayaking or paddleboarding on the Snake River access point located at Centennial Park. You can bring your equipment or rent one through AWOL. I recommend booking in advance, especially if you plan to go on a weekend.

I love this part of the River because you can enjoy some breathtaking views, even if you’re short on time. If you’re lucky, you might catch a glimpse of a base jumper! However, if you have more time to spare, I highly recommend paddling past the Perrine Bridge to Pillar Falls.

Pillar Falls is a great spot to take a break, enjoy your lunch, and relax. However, if you’re feeling adventurous, you can paddle all the way to Shoshone Falls. Just keep in mind that you’ll need to exercise caution while crossing. You can learn more about the route and any potential challenges here.

Steal This!

Visit Shoshone Falls & Hike the Dierke's Lake Trail Falls

If you’re from Twin Falls or visiting, one of the best outdoor activities to do, especially in the spring, is to visit Shoshone Falls. The view is spectacular, and it is one of the tallest waterfalls in the U.S., taller than its eastern cousin, Niagara Falls.

You’ll find plenty of room to walk around and enjoy the beautiful scenery, interesting information about Shoshone Falls and Twin Falls history, and a snack shack.

After you have finished exploring Shoshone Falls, check out Dierkes Lake. This place offers tons of fun activities, such as swimming, BBQing, and playing on the playground. In addition, there is a beautiful walking trail around the lake that provides breathtaking views of the Snake River. Some parts of the trail even offer access to rock climbing areas. Learn more about Shoshone Falls and Dierkes Lake. Find out more.

Enjoy a Bike Ride or a Hike Around Auger Falls Park

Auger Falls Heritage Park is a wonderful destination for anyone who enjoys breathtaking views of the canyon floor and the Snake River. This 680-acre park is an ideal spot for hiking with your family and pets, as well as mountain biking. The park features numerous historical viewpoints, hiking trails, and fishing spots.

You can find several waterfalls in the park, including Auger Falls on the Snake River about a mile into the park. Additionally, you will find other waterfalls such as Mermaid Falls. Find out more.

Play Disc Golf, Take a Walk, and More at Rock Creek Park

Rock Creek Park is a twelve acre park located off HWY 30. you can find a variety of different activities here such as playground equipment, pavilions that can be reserved for events, horseshoe pits, volleyball courts, 2 fire ring areas, walking, and hiking trails, fishing, as well as native species of wildlife.

The most recent addition to the park is the disc golf course which is a challenging 18-hole course located in the canyon. Learn more about Rock Creek Park.

Hike By Cows to Vineyard Lake

I saved the best for last. Hiking down to Vineyard Lake is the best outdoor activity in Twin Falls, in my opinion. Spend a day relaxing and enjoying the beautiful scenery.

This unique lake is located outside of Twin Falls and requires a hike through a cow pasture. The owner kindly permits people to use the pasture to access the canyon where a beautiful small lake can be found. If you’re fortunate, you might even have the opportunity to enjoy the lake all to yourself.

This activity is perfect for the weekend: pack a picnic, invite your friends or family, bring along some floaties, and relish on a fantastic summer day. For precise instructions, feel free to reach out to me.

I hope this helped give you some ideas about some of the best outdoor activities in Twin Falls. Feel free to reach out if you have questions or want more ideas.

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Selling Your House Alone in Twin Falls? 5 Reasons to Reconsider

Selling, Twin Falls / May 20, 2024

Who doesn’t love a satisfying DIY project? Many sellers can feel like they’ve watched enough HGTV or seen enough YouTube tutorials to be successful. However, if you think selling your house alone in Twin Falls is the best route for you, you may want to reconsider.

Keep reading for my top 5 reasons you should not sell your house alone in Twin Falls, Idaho.

Why Not To Sell Your House Alone In Twin Falls:

Marketing
Only Agents Can List A Home On MLS
Most Buyers Will Only Purchase With An Agent
Many People Won’t Bother Looking
Represented Sellers Make More Money

Marketing

In addition to negotiating on your behalf, writing contracts, managing timelines, and efficiently marketing your property, your real estate agent knows what buyers are looking for and what is currently trending.

A good agent can help you prepare, photograph, promote, and describe your home based on current trends. Their marketing strategies can attract more potential buyers, increasing your chances of selling your home at a higher price.

Steal This!

Only Agents Can List A Home On MLS

When selling your house alone in Twin Falls you likely will have less exposure. Buyers are finding their houses online by themselves now more than ever. They utilize sites like Zillow, Realtor, Redfin, etc. Your real estate agent will input your home on the MLS, which will populate to 1,000s of websites worldwide, leading to more exposure than being listed privately. Buyers and their agents will find your home as long as it’s on the MLS.

Most Buyers Will Only Purchase With An Agent

When buying a home, buyers typically don’t pay commissions. As a result, they may not have any vested interest in purchasing a home without an agent. However, if they hire an agent, they will have someone dedicated to protecting their best interests and helping them navigate the legal and logistical aspects of the transaction. On the other hand, if you decide not to hire an agent, you will not have anyone to represent you, even though you will still likely be responsible for paying the commission for the buyer’s agent if you want to complete the sale.

Many People Won't Bother Looking

Have you ever felt awkward when driving up to someone’s home to buy something that they advertised on Facebook Marketplace? Did you feel like you had to buy the item, even if it wasn’t quite what you expected? Most buyers don’t feel comfortable having the seller present during a showing. That’s why buyers typically rely on their agent to act as a gatekeeper to their search. They definitely wouldn’t want the seller to give them a home tour.

Nationally around 8% of sellers try to sell their homes themselves, and even fewer succeed in completing the sale. Because this isn’t common, buyers may be intimidated or offput. They might assume that something is wrong with the house, such as foreclosure or liquidation.

Represented Sellers Make More Money

It’s important to understand that buyers’ perception is their reality. To get a better price for your home, you need to present it in the best possible way to make potential buyers feel comfortable and welcomed in the space.

When you work with a real estate agent, you are likely to reach the highest number of potential buyers, which can lead to competition and greater exposure for your property. This, in turn, can result in a higher sale price. Additionally, by working with an agent, you’ll have someone who is looking out for your best interests and who has experience navigating complex transactions. This can help you avoid costly mistakes and ensure a smooth sales process.

If you are hesitant about working with an agent, don’t be. Be honest with them. I always take the time to understand how my sellers are feeling, what they are afraid of, and their goals for selling their homes.

If you have any questions about what I covered or if you’re considering a move, feel free to message me at any time. I’m always happy to help!

Coming soon…

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Twin Falls County Real Estate Market Update: April 2024

Buhl, Community, Filer, Kimberly, Market Update, Relocating, Selling, Twin Falls / May 13, 2024

Are you a homeowner in Twin Falls County- or interested in becoming one? Here is the information you’ll need about what happened in the real estate market in April 2024. Competition and prices are on the increase, and days on the market are on the decrease. Don’t miss out on learning more about reducing the cost of your mortgage or getting a lower rate, make sure you read until the end!

What You Need to Know About the Twin Falls County Market:

Number of Residential Sales
Months of Inventory (MOI)
New Listings
Average Sales Price
Days on Market

Number of Residential Sales

April continued the trend of the downward number of sales in Twin Falls County this year. For April, there were a total of 92 single-family homes sold in Twin Falls County, down 12.38% from April last year, which had 105 homes sold. Year-to-date (YTD) sales are down 8.29% from 2023.

Interest rates continue to increase as inflation remains elevated. Because of the higher rates and high property values, a lot of the people in today’s market are people who have to move or first-timers. Despite the number of residential sales being down, property values are continuing to rise- I’ll get more into that later.

Steal This!

Months of Inventory (MOI)

Twin Falls County is currently experiencing a seller’s market, with only 2.9 months’ worth of inventory available. The months of inventory refer to the amount of time it would take for all the homes on the market to be absorbed, assuming no new homes were listed. Although some seller compensations are being offered at certain price points in the area, many homes are still receiving multiple offers, particularly those that fall within the $200,000-$400,000 price range.

New Listings

In April, Twin Falls County had 139 new listings on the market, of which 58 have sold or gone pending. Homes that are well-maintained, located in a good area, and priced appropriately are selling quickly. If you’re planning on selling your home this spring or summer, it’s crucial to take the time to prepare your home properly and partner with someone who has a great marketing plan. In today’s market, this will often result in a quick sale.

If you are planning to purchase a property, it is crucial to plan for a successful experience. Before beginning your home shopping, take the time to compare lenders. With current interest rates, it is essential to review the different programs that lenders are offering and compare their fee structures. This will help you make an informed decision when selecting a lender and ensure that you get the best possible deal. I have seen lenders recently offering credits for their fees, rate relief programs, and more. I’m happy to provide you with these lenders’ information.

Also, if you can get your loan underwritten upfront, this will help your offer stand out when you’re ready. Of the 92 homes sold in April, 22 were cash deals. Having your loan underwritten upfront will help you be as competitive as possible.

Average Sales Price

The average sales price YTD in April was $396, 464. This number is up 7.54% from April 2023 when the average sales price in Twin Falls County was $360,341. Property values continue to increase month after month in the Magic Valley.

Days on Market

The average days on the market (DOM) in April was 56, while year-to-date was 77. However, if you look at the 92 homes sold in April, 49 of which were between $200,000-$400,000. The average days on the market for these homes was 40, while the median was just 11. The market is moving quick- especially for homes under $400,000.

As always, this market update is an general overview of things going on. Everybody has their own situation, and I am happy to take the time to learn more about your real estate goals and show you how I can help make them happen. You can set up a no-pressure phone call here.

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Things to do in Twin Falls May 2024

Community, Relocating, Twin Falls / May 6, 2024

Are you looking for fun things to do in Twin Falls, ID, and the surrounding Magic Valley? I have you covered! I cannot believe that May has arrived here in Twin Falls, but truth be told, I couldn’t be more excited! This is one of my favorite seasons. The days are getting longer, everything is in bloom, and the activities I’ve missed during winter are finally returning.

Read on for various things to do in Twin Falls this month!

Things to do in Twin Falls this month:

Grand Opening Roots Nursery
Mother’s Day at Holesinsky Winery
Murder at the Manor – Murder Mystery Dinner
The Idaho Summit 2024
Beginner Pottery Wheel Class
8th Annual Body, Mind, and Spirit Expo
Live Music with Layne Bowen
Vintage Vixen’s Market

Grand Opening Roots Nursery

Time: 10:00 A.M. – 5:00 P.M.

Date: Saturday, May 11th

Location: 3278 E 3700 N, Kimberly, ID

One of the first things to do in Twin Falls this month is to join Roots Nursery for their grand opening on May 11th, just before Mother’s Day. Their ribbon-cutting ceremony starts at 10 A.M. sharp. You can expect food trucks, raffles, prizes, a bounce house for kids, and exclusive discounts for their event.

They will have Tacos El Guey, That’s How We Roll, and Glazed Over for their grand opening. Depot Grill will also be there, serving drinks at a no-host bar. They will have amazing raffle prizes from the HWY 30 Music Fest and Elite Details!

This event will be a lot of fun, and you don’t want to miss it! Learn more.

Steal This!

Mother's Day at Holesinsky Winery

Time: 12:00 P.M. – 7:00 P.M.

Date: Sunday, May 12th

Location: Holesinsky Winery, 1498 Valley Steppe Dr., Buhl, ID

Mothers make the world go round, so celebrate them on Sunday, May 12th, Mother’s Day, at Holesinsky Winery from 12–7 pm!

The ever-so-talented Avery Soloaga will kick off the tunes from 12-3 pm, then Aaron Golay will be on the stage from 4-7 pm. Bring a blanket and the kids to enjoy their spacious lawn. They will have an extra large bounce house, crafts for the kids, a petting zoo, a balloon artist, and a mechanical bull – all free with entry! They will have Pizza Antico food truck and El Matador Food Truck there.

Join them and our mothers for a relaxing day where mothers will be catered to. Tickets are $20 per person, kids are free! A screen-printed wine glass keepsake comes included with each ticket. Learn more.

Murder at the Manor - Murder Mystery Dinner

Time: 6:00 P.M.

Date: Tuesday, May 14th

Location: Stone House & Co, 330 4th Avenue South, Twin Falls, ID

If you’re looking for a new thing to do in Twin Falls- this could be a great opportunity! It’s 1920 and you are cordially invited to an exclusive evening of intrigue and revelry!

“Dear Esteemed Guest,

You are invited to a grand affair as we welcome Dr. and Mrs. DeLaRue to Twin Falls in true high-society style. Join us for an evening of opulence and merriment, as we embark on a journey of mystery and camaraderie.

The evening promises to be filled with delightful games and entertainment, where every whisper holds a secret and every gesture conceals a clue. But be warned, this is no ordinary soirée. It is an opportunity for you, our esteemed guests, to prove your worthiness to be invited into The Practice, a society of esteemed individuals who uphold the highest standards of sophistication and discretion.

We eagerly anticipate your presence at this prestigious event.

Yours sincerely,

Stone House & Co and The Escapuary”

This event will include a Prime Rib buffet and gameplay. An additional cash bar will be available to guests. Learn more.

The Idaho Summit 2024

Time: 8:00 A.M.

Date: Wednesday, May 15th

Location: CSI Fine Art Auditorium, 315 Falls Avenue, Twin Falls

Join them on May 15th for The Idaho Summit’s fourth annual event. This year’s theme is “The Value of Vision.”

The 2024 Summit is about casting a vision for where you want your future to lead, planning steps to get there, and finding your motivation to follow through and see it to the end!

The Idaho Summit is Idaho’s premier personal and professional development experience. Get ready to enjoy a day filled with valuable lessons from nationally renowned speakers with plenty of opportunities throughout the day to network with other attendees. VIPs get to join this year’s speakers for an exclusive meet-and-greet event the night before the event!

Get your tickets today and learn more.

Beginner Pottery Wheel Class

Time: 6:00 P.M. – 7:30 P.M.

Date: Friday, May 12th

Location: Hands On, 147 Shoshone St. N, Twin Falls, ID

Are looking for a new thing to do in Twin Falls? Have you wanted to dabble in throwing on the pottery wheel? Hands On has what you need! Come and get muddy while learning a new skill. Cost includes instruction, three pounds of clay (approximately 2-3 pieces), firing, and glazing. Learn more.

8th Annual Body, Mind, and Spirit Expo

Date: Saturday and Sunday, May 18th – May 19th

Location: Best Western Plus Burley Inn & Convention Center, 800 N Overland Avenue, Burley, ID

Southern Idaho’s Largest Holistic Healing and Spiritual Event was created to allow people to experience new modalities and find ways to feel better than they currently do; physically, emotionally, mentally, and spiritually.

Inside this event, you will find many businesses offering services in the form of mini sessions to allow you to experience new modalities and bond with several new practitioners.

You will also find diverse readers to find insight and guidance. There will be several booths offering handmade items such as jewelry, skincare, art, decor, resin products, and more. Learn more.

Live Music with Layne Bowen

Time: 7:30 P.M.

Date: Tuesday, May 21st

Location: Milner’s Gate, 205 Shoshone Street North, Twin Falls, ID

Always an enjoyable thing to do in Twin Falls is to enjoy one of the many local talented artists. Stop by at Milner’s Gate and enjoy some craft beer, a cocktail, and a meal and enjoy a great evening. Learn more.

Vintage Vixen's Market

Time: 10:00 A.M. – 7:00 P.M.

Date: Friday, May 31st

Location: Twin Falls County Fairgrounds, 215 Fair Avenue, Filer, ID

The Vintage Vixens Market is a vintage-inspired shopping event held twice a year at the Twin Falls County Fairgrounds in Filer, Idaho. It showcases over 140 curators and artists offering a diverse range of unique vintage goods, antiques, repurposed and upcycled finds, distressed and mid-century furniture, shabby chic decor, handcrafted items, jewelry, clothing boutiques for women and children, along with live music, food trucks, homemade treats, and more. It’s an opportunity for families and friends to enjoy a fun weekend of shopping and treasure hunting. Learn more about this fun shopping event!

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Applying For a Twin Falls Mortgage: 6 Documents You’ll Likely Need

Buying, Twin Falls / April 29, 2024

If you’re applying for a Twin Falls mortgage, it’s a good idea to start by organizing your financial documents. Most lenders will require various forms of documentation for your mortgage application, read on to learn more about the documents required.

Tax Returns

When you apply for a mortgage loan, the lenders and banks want to know your complete financial story and will examine all aspects of your financial life.

Depending on your employment status, the lenders usually ask for one to two years’ worth of tax returns. The main objective of this requirement is to verify that your annual income is consistent with your reported earnings, and that there are no significant fluctuations in your income from year to year.

Steal This!

Paystubs, W-2s, or other proof of income

When you apply for a loan, your lender will likely ask you to provide your paystubs from the previous month or so. Although your tax returns can provide an overview of your income and financial status, paystubs help lenders determine your current earnings and ensure that everything is in order.

If you have any additional sources of income, such as social security benefits, investment or rental income, a side hustle, or child support, your lender will want additional documentation for those.

Credit Report

In order to gauge you as a borrower, your lender will likely pull your credit report (with your written permission).

Different loan programs will have different qualifications as far as your credit score and history.

FHA loans – This type of loan is commonly known as the first-time homebuyer loan, but you don’t need to be a first-time buyer to use it always. These loans are backed by the government and require a minimum credit score of 500 to be approved. However, your credit score will also affect your down payment. If your score is below 580, you will need to put down 10%, whereas if it’s above that, you can generally put down as little as 3.5%.
VA loans – VA loans don’t require a certain credit score to qualify so individual lenders can set their requirements. Low credit scores are likely easier to get away with on a VA loan than a conventional loan.
USDA loans – Another government backed loan program, there aren’t set credit requirements from USDA. Also, this is a zero-down program is popular in more rural areas (outside Twin Falls City generally).
Conventional loans – Conventional loans are not government-backed loan programs and will likely require a credit score of at least 620 and around the mid-700s to qualify for better rates.
Jumbo loans – The credit requirements for jumbo loans are typically the strictest because of their large amounts. You may need a score in the low-to-mid 700s or above to qualify.

Bank Statements

When evaluating your risk profile, lenders will review your bank statements, investments, and insurance assets.

Lenders require borrowers to have reserve funds to cover mortgage payments for several months in case of an emergency. Additionally, they verify that the down payment money has been in the borrower’s account for a while and did not just appear recently.

Gift letters (if receiving gifted funds)

If you are receiving a gift from family or friends to purchase your home, the lender will require a letter confirming that the funds are a gift, not a loan.

The letter will need to state a variety of things, such as the person’s relationship to you, the amount of money, signatures, etc. Your lender will give you the exact requirements.

Photo ID

As with any major purchase or process, you will need to provide a form of photo ID, such as a driver’s license, to verify your identity.

I hope this helped you get a better understanding of what you’ll need for applying for a Twin Falls mortgage loan.

Coming soon…

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Twin Falls County Real Estate Market Update: February 2024

Buying, Relocating, Selling, Twin Falls / April 15, 2024

I’m looking for homeowners in Twin Falls County or anyone planning to become one, here’s what went down in March 2024 in the Twin Falls County real estate market.

Read on for helpful tips and real truths about how the current market could impact your real estate goals if you’re considering buying or selling this spring or summer.

What You Need to Know About the Twin Falls County Market:

Number of Residential Sales
Months of Inventory (MOI)
New Listings
Average Sales Price
Days on Market

Number of Residential Sales

The total number of residential sales in March reached 107, a massive 59% increase in listings sold month-over-month (MoM). I think it’s safe to say that the spring real estate market is officially heating up, and we can expect to see more of the same throughout April and May. This is the time of year when we will see the largest majority of home sales because of the favorable weather, school breaks, etc.

Steal This!

Months of Inventory

We’re still firmly situated within a seller’s market, and in Twin Falls County, the Months of Inventory (MOI) remain low, sitting at 3.19 months in March 2024.

The MOI serves as a reliable gauge of the current market dynamics and potential future trends. While a balanced market typically has about 4-6 months of inventory, we’ve consistently observed the balance tipped in favor of sellers over the past five years.

Homes that are appropriately priced, well-maintained, and strategically located continue to be in high demand. It’s not uncommon for them to attract multiple offers and secure acceptances within the first week of listing.

New Listings

Though the available inventory continues to remain low, we did see 144 new listings in Twin Falls County for March. This number is up almost 11% from last month when 130 new homes hit the market.

This number should continue to rise over the next few months as the school year comes to an end and the weather warms up. The good news for buyers is that you should have more choices available; the bad news is that homes hitting the market are being absorbed almost as quickly.

When you’re out there shopping, it’s more important than ever to have a solid idea of what you’re looking for so that when you find it, you are ready to make a move on it.

Sales Price

The median sales price for a home in Twin Falls County remained basically unchanged with a median sales price of $364,950 in March, whereas in February 2024, it was $365,000 for all single-family homes.

Looking at the prices year over year, prices continue to increase rapidly, with the median price of a home up 7.34% from $340,000 at this time in 2023. On average, homes appreciate at a rate of 3% per year; however, over the last four years, we have seen incredible gains of well over 10% annually.

Breaking it down by category, pre-existing single-family homes sold on average for $346,500, new construction for $441,957, and single-family homes with acreage sold on average for $568,750.

Days On Market

As I’ve been mentioning, this time of year is when we witness a lot of market activity. The days on the market have significantly decreased from last month. In March 2024, the average days on the market were 74 compared to 104 in February, which is a 29% decrease in days on the market month over month.

In March, the median days on market for all single-family homes sold in the county was only 30. Despite the various factors that are making housing less affordable, people are still finding ways to make it work and have reasons for moving. The competition level remains high in our local real estate market.

If you want to be a strategic seller and have a lot of showings for your property right away, it’s important to price your home correctly. This will help you sell your property quickly so that you can move on to bigger and better things.

Conclusion

Alright, so I’m sure you know what some of my concluding thoughts are for this month’s update. If you’re a buyer planning to make a move this spring or summer, it is time to get educated and prepared to ensure you have the most successful experience possible. Competition is tight out there—especially for first-timers.

As I touched on a bit last month, the Fed keeps discussing rate cuts, but currently, it doesn’t seem likely that anything is going to happen as inflation continues to grow at a pace faster than they would like to see. My personal opinion is to buckle up and get used to rates around 6% and make a plan for something you can afford at that interest rate. If/when rates do come down, great! Most lenders are offering refinances with waived or reduced fees.

Waiting for these rate drops poses a couple of different problems. Firstly, prices keep rising, practically on a monthly basis and certainly on an annual scale. If you keep putting off purchasing, by the time rates come down, the amount you save in interest will likely be offset by the increased purchase price. Secondly, when rates do drop lower, competition will inevitably increase. I’m actually relieved that the rates haven’t dropped too much yet. Currently, it’s a bit disappointing because rates are at their highest in months, but a gradual decline is necessary to avoid an influx of activity like we saw before.

Sellers, this is a great time for you if you’re willing to be strategic. Proper pricing and a well-maintained home often lead to a quick sale at or above the asking price. Depending on the type of move you’re planning to make, now could be a great time.

Again, this is all general information, and each and every situation is completely unique. I am always here to have a discussion about your real estate goals, set up a time with me to talk here. Or, if you’d like an instant home valuation, you can grab one here. Thanks for reading, I’ll catch you next month!

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Things to Know Before Moving to Twin Falls, Idaho

Community, Relocating, Twin Falls / March 11, 2024

If you’ve been considering moving to Twin Falls, Idaho, there are some things you’ll want to know before relocating or purchasing a home here. Twin Falls is a great area and family-focused community, but read on to learn my top five things you should know before relocating or buying a home here.

5 Things You Should Know Before Moving to Twin Falls, ID:

The central location of Twin Falls makes it an ideal place for outdoor enthusiasts to live and play.
Despite the rapidly increasing housing prices, the cost of housing in Twin Falls remains lower than the national average.
Twin Falls has four-season weather, and sometimes you find you experience it all in one day.
Year after year Idaho ranks in the top states for economic growth, making Twin Falls a great place to start or grow a business.
The sense of community holds great significance here, and there is a strong inclination towards supporting local businesses and people.

The central location of Twin Falls makes it an ideal place for outdoor enthusiasts to live and play.

If you love the outdoors, Twin Falls is the perfect place for you. Even within city limits, there are plenty of opportunities for outdoor activities such as kayaking, rafting, rock climbing, and more, all just a few minutes from home.

If you find yourself with some free time, there are some incredible locations within a few hours’ drive from here. If you head north from Twin Falls, you’ll reach the Ketchum/Sun Valley area, which is renowned for its world-class nordic and cross-country skiing. In addition, the town boasts fantastic festivals and local restaurants. If you keep heading north, you’ll come across Redfish Lake, Stanley, and other must-see destinations in Idaho.

If you head west from Twin Falls, you will reach Boise, which is approximately 120 miles away. Boise is famous for its excellent hiking, biking, and boating opportunities. However, you can also discover several hidden gems between Twin Falls and Boise, including Thousand Springs State Park, Blue Heart Springs, Miracle Hot Springs, and many more.

If you head east from Twin Falls, you will reach the Mini-Cassia region, which, in my opinion, has the best part of the Snake River for boating in the Magic Valley. In addition, during the winter season, you can access skiing and snowboarding at Pomerelle, and enjoy camping at Lake Cleveland, plus many other activities.

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Despite the rapidly increasing housing prices, the cost of housing in Twin Falls remains lower than the national average.

Although the cost of housing in Twin Falls, as well as the rest of Idaho, has been rising rapidly since 2020, it is still lower than the national average. Therefore, moving to Twin Falls, ID could be a more affordable option.

According to The U.S. Census Bureau and the U.S. Department of Housing and Urban Development, the average cost of a home in the U.S. in November of 2023 was $488,900. However, according to IMLS, in Twin Falls, the average cost of a home in November 2023 was $389,534, nearly $100,000 less than the national average.

Twin Falls has four-season weather, and sometimes you find you experience it all in one day.

A huge perk of living in Idaho is the four-season weather. When moving to Twin Falls, ID, you experience the beauty of watching the scenery change with the weather throughout the year.

Twin Falls, on average, receives 210 sunny days a year (national average is 205), an average of 10 inches of rain a year (national average is 38 inches), an average of 18 inches of snow (national average is 28 inches), and on average some form of precipitation 79 days per year.

Our weather in Twin Falls is usually mild, but can be unpredictable, with high winds and seeming-like four seasons in one day.

Idaho consistently ranks as one of the top states for economic growth, making Twin Falls an ideal location to establish or expand a business.

In 2023 Idaho ranked #1 in household income growth and fifth for dollar growth of income in the nation when comparing 2013-2017 to 2018-2022 with a 15% increase in median household income.

“Idaho’s jump in median household income between the two five-year periods can be partially attributed to the state’s rapid population growth during the COVID-19 pandemic. The need for entry-level service workers exceeded the supply of willing employees, boosting wages in sectors like health care and social assistance, accommodations and food service, and education. The pandemic also increased demand for construction workers due to the housing boom.”

Based on the data from the Idaho Department of Labor, Idaho has seen significant growth in its housing units and ranks 4th in the nation, surpassing all neighboring states except Utah. Over the course of two five-year periods, approximately 57,000 new housing units were added, with about 62% of them located in Boise.

The sense of community holds great significance in this place, and there is a strong inclination towards supporting local businesses and people.

The Twin Falls community is supportive and caring, always willing to lend a helping hand.

You will frequently come across charitable events organized to support the locals and various activities in Twin Falls. Participating in these events can be a lot of fun. If you are seeking a place where people still value and care for each other, moving to Twin Falls, Idaho could be the right decision for you.

Moving to Twin Falls, Idaho is becoming increasingly popular. If you’re interested in discussing the area further, feel free to contact me to schedule a call.

The Best Happy Hour in Twin Falls, ID

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How to Sell My Home In Twin Falls, Idaho

Selling, Twin Falls / March 4, 2024

When you’re considering selling your home you may be asking yourself, what do I need to do to help sell my home in Twin Falls, Idaho for top dollar?

I’ve got you covered with my top five tips for getting your home in the best shape to put on the market. Read on to learn about my top tips that will help you get top dollar for your home and sell your home in the least amount of time with the least amount of stress.

What Should I Do To Help Sell My Home In Twin Falls?

Enhance The Curb Appeal: Make A Lasting First Impression
Declutter And Depersonalize: Showcase Your Home’s Potential
Complete Minor Repairs: Fix Any Small Items Needing Repaired
Research And Set A Realistic Listing Price: Competitive And Attractive
Conduct A Pre-Listing Inspection: Ensure A Smooth Transaction

Enhance The Curb Appeal: Make A Lasting First Impression

One of my top tips for getting your home ready to put on the market is to freshen up the outside and enhance your home’s curb appeal. This is a cost effective way to help make a lasting impression on home buyers by doing simple updates and cleaning.

To ensure your home looks its best, it’s important to maintain the lawn and landscaping by trimming, cleaning, and keeping it well-maintained. If it’s currently the right season, I suggest placing some planters with seasonal flowers near the front door. Also, don’t forget to power wash the exterior of your home, driveway, garage, and any other surfaces that could use a good cleaning.

In addition to the landscaping, you can consider enhancements like new house numbers, lighting, and doormat. A well-maintained exterior creates a positive first impression and attracts more potential buyers.

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Declutter And Depersonalize: Showcase Your Home's Potential

When you are preparing to sell your home, it is important to remove all of your personalized items and decorations, even though your home is a place of relaxation and personal expression. By doing so, potential buyers can better visualize their own items and envision themselves living in the space. This also makes it easier for them to fully appreciate the home’s features and imagine their personal touch on the space.

In addition to removing personal items, you will also want to remove excess furniture and organize closets and storage areas to highlight the available storage space.

Complete Minor Repairs: Fix Any Small Items Needing Repaired

If there have been home projects that you’ve been putting off, you’ll want to be sure to complete those before listing your home to help you get top dollar. Fix leaky faucets, replace burnt-out light bulbs, and patch up any small holes or cracks. These small details can significantly impact a buyer’s perception of your home’s overall upkeep.

You may also consider fresh paint, professional carpet cleaning, or professional home cleaning before listing your home. You only get one first impression with buyers, you want to make sure it’s your best.

Research And Set A Realistic Listing Price: Competitive And Attractive

When planning to sell your home, it’s a good idea to schedule a meeting with a local Realtor. This will help you get a more accurate idea of the value of your home. Although many home buyers and sellers rely on Zillow, it’s important to note that Idaho is a non-disclosure state. This means that in many cases, the Zestimate you see on Zillow may not be entirely accurate.

A Realtor will give you a range of values for your home based on recently sold homes in your neighborhood and area. It’s critical to gain insights into market trends and ensure your pricing strategy aligns with current market conditions. A well-calibrated asking price can attract more serious buyers and lead to a faster sale.

Conduct A Pre-Listing Inspection: Ensure A Smooth Transaction

It’s a good idea to get a professional home inspection done before you put your house up for sale. Doing this can help you identify any issues and solve potential problems before they affect the sale. Including the home inspection report for potential buyers can also boost their confidence in the property, making them more likely to purchase and leading to a quicker sale.

I hope this helped you answer the question of “What should I do to sell my home in Twin Falls, Idaho?”. If you have further questions, don’t hesitate to schedule a call with me, I’m always happy to help answer questions!

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The Best Happy Hour In Twin Falls

Community, Relocating, Twin Falls / February 26, 2024

If someone had told me ten years ago that Twin Falls would have such an amazing downtown area and Happy Hour scene, I probably wouldn’t have believed them. However, today, Twin Falls is home to a multitude of great local restaurants, breweries, and even Idaho’s first food hall.

Read on to learn about some of the best spots to check out for happy hour in Twin Falls, Idaho.

Slice

If you’re looking for a place to grab some cocktails after work, then Slice is the perfect spot for you. The ambiance of the place is simply beautiful with a dimly lit, open room. The artwork, exposed brick, and hardwood flooring create a comfortable and casual vibe that will make you feel at ease.

Slice is one of the best spots for happy hour in Twin Falls where you can enjoy great deals on drinks. They offer a buy one get one free deal on their wells, drafts, and even house wine. Although they don’t have any food specials, it’s a great place to visit for drinks. However, if you’re looking for something small to eat, they always have the slice of the day available. It’s perfect to hold you over until dinner.

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Scooter's Grillin'-N-Chillin'

Scooter’s is a local favorite for happy hour in Twin Falls. They were one of the first restaurants to come to downtown Twin Falls and remain running for many years to come.

Scooter’s is best known for their burgers, fries, wings, and killer Sunday brunch. However, they also have amazing specials for happy hour in Twin Falls. If you stop here between 3:00-6:00 PM (except Sundays), you will find their beers, single well cocktails, and most wines are 1/2 off.

If you are looking for a quick bite to eat, Scooter’s happy hour menu offers a $5 menu with small items such as chips and salsa, mozzarella sticks, and more. Overall, this place is a great choice for happy hour.

Elevation 486

If you’re searching for a happy hour in Twin Falls that offers arguably the best view in the city, Elevation 486 is the place to be. This location boasts the most breathtaking views of the Snake River and Perrine Bridge. You can choose to sit either indoors or outdoors, providing you with the opportunity to enjoy the views throughout the year.

The food at this place is equally amazing as the stunning views, no matter what menu you choose to dine from. However, if you arrive between 2 PM and 5 PM, you can take advantage of their happy hour menu that offers some delectable choices such as vine-ripened tomato, burrata-style mozzarella, fresh basil, and balsamic reduction, or green bean fries served with delicious sauces.

You’ll find on the menu various drink specials, such as $5 well drinks, $1 off draft wine or beer, and some of the best margaritas in the Magic Valley. If you’re searching for a perfect place for your next happy hour, I highly recommend Elevation.

Anchor Bistro & Sports Bar

If you’re looking for a place to catch up on sports while enjoying happy hour, Anchor Bistro & Bar is the perfect spot for you. With 19 flatscreens that range up to 80 inches scattered all over the restaurant, you can watch sports events such as NFL Direct Ticket, MLB Direct Ticket, NBA, College Football, NASCAR & Golf without missing any of the action. Additionally, with an enticing happy hour in Twin Falls, you can’t go wrong.

If you’re looking for a great deal on drinks and appetizers, come by from 3:00 to 5:00 PM Monday through Saturday. During this time, you can get a 50% discount on draft beers and well-drinks, as well as $2 off any appetizer. If you’re a fan of nachos, you need to try the ones here – especially with the smoked pork. Also, if you’re visiting during the summer, you can sit on the patio or indoors. If you get a chance, visit Anchor during happy hour, you won’t be disappointed.

Redhawk Gastropub

Redhawk Gastropub is a recently opened restaurant in Twin Falls, which started operating in the summer of 2022. It is a unique dining experience, with a 28-tap bar and comfortable seating on the canyon rim. The restaurant offers both indoor and outdoor seating options, and during the winter months, you can enjoy one of their heated pods on the patio.

Redhawk features both an early and late happy hour in Twin Falls. Their first happy hour begins at 2:00 PM and ends at 6:00 PM, the second from 9:00 – 10:00 PM. You’ll find discounts on their appetizers like deep-fried pickles, spinach artichoke dip, and more. You will also find their beer, wine, and cocktails for $2.00 off.

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Twin Falls

Top Things Going on in Twin Falls this Month:

Filer Fun Days

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Ladies Night Out: Bridesmaids

Twin Falls Market on Main Opens For the Season

HWY 30 Music Festival

Leagcy Fields Cruise-In Night

The Parade of Homes

Idaho Regatta

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Best Outdoor Activities In (and Nearby) Twin Falls:

Kayak/Paddle Board the Snake River at Centennial Park

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Visit Shoshone Falls & Hike the Dierke's Lake Trail Falls

Enjoy a Bike Ride or a Hike Around Auger Falls Park

Play Disc Golf, Take a Walk, and More at Rock Creek Park

Hike By Cows to Vineyard Lake

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Why Not To Sell Your House Alone In Twin Falls:

Marketing

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A Guide To Selling Your House

Only Agents Can List A Home On MLS

Most Buyers Will Only Purchase With An Agent

Many People Won't Bother Looking

Represented Sellers Make More Money

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What You Need to Know About the Twin Falls County Market:

Number of Residential Sales

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Months of Inventory (MOI)

New Listings

Average Sales Price

Days on Market﻿

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Things to do in Twin Falls this month:

Grand Opening Roots Nursery

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Mother's Day at Holesinsky Winery

Murder at the Manor - Murder Mystery Dinner

The Idaho Summit 2024

Beginner Pottery Wheel Class

8th Annual Body, Mind, and Spirit Expo

Live Music with Layne Bowen

Vintage Vixen's Market

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Top Documents Needed For a Twin Falls Mortgage:

Tax Returns

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Paystubs, W-2s, or other proof of income

Credit Report

Bank Statements

Photo ID

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Days on Market